Terms

Terms of use

Plain terms for a free tool. By using Months Ahead you agree to the following.

Not financial advice

Months Ahead is an illustrative forecasting tool. It produces projections from the figures and assumptions you enter; it does not know your real circumstances and cannot account for everything that affects your finances. Nothing here is financial, investment, tax, or legal advice. For decisions that matter, talk to a qualified professional.

Provided “as is”

The service is provided free of charge, “as is” and “as available”, without warranties of any kind. We don't guarantee the calculations are free of error or suited to any particular purpose. To the maximum extent permitted by law, Above The Fold Pty Ltd is not liable for any loss arising from your use of, or reliance on, this tool.

Your data is your responsibility

Your data is stored only in your browser. We can't recover it for you, because we never have it. Keep your own JSON backups. Clearing your browser data, switching devices, or browser storage limits may remove it.

Acceptable use

Use the tool lawfully. Don't attempt to disrupt the service or misuse it in ways that harm others.

Changes

The tool and these terms may change over time. Continued use after a change means you accept the updated terms.

Contact

Questions? Email accounts@abovethefold.app.